Getting an Advance in America During Shutdowns

Only recently, people are asking "what are the best ways to borrow money during the federal shutdown." Situations that cause a two or more week government shutdown, can leave hundreds of thousands of federal workers that are furloughed or working without pay.

While payday loans are seen as options, these short-term loans are generally for $500 or less, carrying interest rates that can easily run into the triple digits. No to mention, the vicious cycle of a revolving door loan to payback the first initial amount borrowed.

Depending on the laws of your state of residence, payday loans are typically due two weeks later and require being paid off in one payment, along with a finance charge, including the service fees and interest.

Cash loans that require expedience are better sought at the convenience of a pawn shop or collateral lender. Companies like Gems N' Loans offer interest rates as lows as 2% and are currently offering 0% for the first month to governmental employees during this crisis. This type of collateral loan only requires the borrower to stake an time of value in exchange for the intended borrowed amount.

Where Does Cash Money Grow On Trees

All my life I have been fascinated with money. I remember one day when I was about six years old my father told me, “Money doesn’t grow on trees”. After I thought about it I had to differ. All paper currency once was a tree. Maybe and exception for the Australian plastic bills.

Getting a cash loan in Oceanside isn't as far fetched. There has been a big discussion regarding the PayDay loan borrow option. Some find it convenient however, the interest rates can be astronomical and never ending. I always recommend a collateral loan when someone is in need, and does not want to be hassled with a credit check.

We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.

What About Quick Loans Found in Oceanside

What are some examples of quick loans that are issued in a short amount of time, and are often subject to less complicated  screening process if any. These types of loans are often granted to borrowers who have bad credit or who need to secure financing quickly. While they often come in the form of personal loans in small amounts, the wealthy have been using such options to finance business ventures.

If you are looking for a cash loan in and around Oceanside  fro instance, it never hurts to weigh the options available when in need of fast cash or the equivalent of a payday advance.

Often people in need have found that pawn shops offer a no hassle alternative to the whole process. You are probably wondering what this entails right? Well , it is less complicated and does not depend on your credit score.

Collateral loans found in pawns shops offer interest rates as low  as 2%.  A collateral loans is money you receive against the value of your property. You can decide whether to get the property back by repaying the loan along with the fees or simply forfeiting it, depending upon your situation.

There is never any liability or obligation if you decide not to pay. Therefore, meaning there are less requirements to meet to pawned item.

Learn more here!

Combing the Coast and Pawning Jewelry

When you are meandering along the sea on Oceanside and are looking for a pawn shop or even a story to be inspired by, it is always amusing to know that once  upon a time, a middle aged man once brought his gold anchor pendant that had an unusually large diamond in the center of it for a collateral loan. When he was asked about the unique piece of jewelry, he mentioned that when he got divorced, he had both of his ex-wives wedding rings melted down and forged into an anchor to be reminded of how had been weighed down by both of his marriages. The large diamond actually came from one of his ex-wives engagement ring.

Whether you are in the market for fast cash or erasing the old with the new, it never hurts to search your local pawn broker for interesting stories and hidden treasures.

For custom engagement rings click here!

A Pawn Shop in Oceanside For a Ride

Have you ever felt like you wanted nothing more than to be taken for a ride along a beautiful beach while on vacation. Veronica Cabrera was visiting from Uruguay, when she wanted nothing more than to rent a bicycle for her San Diego vacation. While looking for a bike rental shop she stumbled upon a pawn shop while in Oceanside. She realized buying a used bike no hassle was less than a rental. To her amazement, she was able to sell back the bike before returning to her country.

Pawn shops usually have great selections of quality bicycles for amazing prices, and unlike electronics and jewelry, it's usually pretty easy to tell just by looking whether or not a bike is a legitimate brand name or is in good, working condition.


Learn about our leisurely beach rides here!

Are You Pawn Shopping The Right Way?

If you are in need of some quick cash, have an attic or basement full of items that are of significant value, you might consider heading to a pawnshop in Oceanside. You could walk away with money in your pocket, however, novices should learn the ins and outs of how these transactions work before they even enter the shop.

Pawnshops aren’t the shady, scary places they often appear to be in the media, and have been unjustly vilified, therefore,  people perceive pawnshops to be dirty and seedy. This is not the case with Gems N’ Loans. They have been in business for over 25 years and are here to serve your needs to the best of their capacity, in an honest way.

Pawnshops offer collateral-based loans — meaning the loan is secured by something of value. You take in something you own, and if the pawnbroker is interested, he will offer you a loan. The pawnbroker then keeps your item until you repay the loan. The loan amount will likely be a small fraction of the item’s actual value.

Return to pay the balance, including the loan amount plus all added fees, which are as low as 2% before the deadline, which is usually 1 to 4 months after the initial transaction.

Oceanside Gold and Silver Jewels

The 5 Secrets That You Shouldn't Know About Cold Coins

We buy and sell gold coins and silver coins, at the fairest market value today. We are an Oceanside based coin dealer offering fair pricing and accurate grading. We also buy gold, silver and most precious metals.

1. You can protect your savings against the currency
devaluations.

 2. You can protect your purchasing power as inflation
is steadily rising.

3. You can protect yourself should a severe banking
crisis occur, should one of the big banks collaps.

4. You can protect your portfolio and wealth if an
economic crisis in China, the US or Europe occurs.

5. You can protect yourself against the uncontrolled
actions of governments, who have excessive debts.



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Coast Jewelry and Pawn Shop Oceanside

Gems N' Loans Pawnshop and Jewelry Study

Gems N’ Loans is a classic case study for why one can’t always judge a book (or, in this case, a business) by its cover. In 1993, Mack Hembree, a successful real estate businessman, was invited to invest in opening a business that he had some commonly held reservations about. The business was a pawn shop, and Mack made sure to do his homework on the industry before jumping into a 23-year journey building an excellent organization in the most unlikely of places. By fostering and aligning employee satisfaction, collaboration, and commitment at every level, Mack has developed an ownership culture that differentiates Gems N’ Loans from its peers and has been instrumental in the company’s success. The company’s growth from one location in Oceanside, Calif. to five shops and 46 employees is proof that this model has worked well.

 

12 Signs You’re Ready to Get Engaged!

Pawn Shops in Oceanside Make it Possible!

It takes two whole people to make a whole relationship. This means you enjoy a full life with friends, family, a career and social life that fulfill you. You’re confident, and you don’t expect marriage to instantly fix your problems.

Marriage is not one long date. Being ready to get engaged means that you truly enjoy each others company. You’re okay with just being together sometimes, even while running errands or doing chores. At Gems N' Loans in Oceanside, we found that the answer to this age old question resided in affordability. 

The maxim about spending two months’ salary on an engagement ring is absurd. You can get a beautiful piece of jewelry on a smaller budget! It’s not smart to marry someone who actually believes you should spend the equivalent of a small car on a piece of jewelry unless you can amply afford it. 

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Gems N' Loans - Pawnshops Oceanside - Buy and Sell Gold

At Gems N' Loans we a re here for you! Take advantage of the many bargains here at Gems N Loans Oceanside. Pawnshops in Oceanside like ours are unique in that they are employee owned and offer great customer care. Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time. 

For some time, pawnshops get presented a great unsightly stigma because last refuge from the impoverished, benefiting from people at their own the majority of eager. Nevertheless as soon as the financial fall connected with '08, your traffic in to pawnshops provides enhanced noticeably, along with midsection class and in some cases prosperous men and women having to help trade inside their valuables with regard to lending products. These 12 months, bicycles Station debuted Pawn Celebrities, a reality-style Tv program outlining your misadventures of an store in Vegas. That rapidly became your network’s biggest strike along with spawned a number connected with imitators. Today, the industry is thriving, even if often misinterpreted.

Coast Jewelry Bargain Pawn Shopping at the Oceanside Gems N' Loans

Designer Jewelry and high quality Musical Instruments in the heart of Oceanside!

Recent reality TV shows like "Pawn Stars" have brought a lot attention to the pawn industry.  While the mainstream media attention may be new, the industry is not.  In fact, the history of pawn shops dates back more than 3,000 years. 

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.  

  “North County’s largest public gold dealer” Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don’t deal with the “fly by nights.” With gold at a 10 year high, now is the perfect time to sell! We are giving crazy amounts of cash for gold in any condition, including scrap gold and dental gold. In fact, we may give you more money than you paid for it.

Gold is worth 3-5 times more than it was about ten years ago. Don’t mail your gold to some outfit as seen on TV, not knowing how much your gold is worth or how long it will take to get a check. Stop into any of our Gems N’ Loans locations today and get a free appraisal and cash in your hand within minutes!

 

 

Oceanside Pawn Brokers and Pawn Bargains

Gems N' Loans has a variety of merchandise that can be purchased online from our Ebay store. We sell jewelry, Gold, Electronics, Computers, DSLR Cameras, and much more!
 Our mission here at Gems N’ Loans is to be a company that builds a place where people can come to find and discover anything they might want to buy or sell.  

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something of value to help us get through a tough time.  A reputable pawn shop, such as Gems N' Loans, can be a good solution to your quick cash needs.

Pawn Shopping Oceanside at Gems N' Loans

Top Pawn Shops in Oceanside, CA Bargain Pawn, Oceanside

Jewelers Most people buy gold as a reaction to the uncertainty around them. Gold is a synonym for wealth and money even though in the modern world it is neither.

In an economy where a recently founded vendor of chat software WhatsApp can be worth to Facebook around 14% of the annual gold production, gold for practical purposes has long lost its central place in the global economy. Money, of which gold was the first iteration, is increasingly becoming more abstract and there is just not enough of it around to fund the liquidity needs of global money.

Be sure to see our Stone of the month!

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 22 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can bee seen in their quality care of our customers. We are a pawnshop located in Oceanside California.

 

 

Oceanside Jewelers and Pawn Shop - Gems N 'Loans

The National Voice of the Pawn Industry

In today’s society, many people depend on pawnbrokers to help them meet daily financial needs not offered by other institutions. Pawn customers represent the working families of America who periodically experience an unexpected need for short-term funds. Pawn loans keep the electricity on, the rent paid and cars running with full tanks of gas.

Customers pledge property as collateral, and in return, pawnbrokers lend them money. When customers pay back the loan, their merchandise is returned to them. Pawn loans are made on everything from jewelry to electronics. If the customer elects not to redeem his or her collateral, there is no credit consequence to the borrower and the items are sold at a value price to retail consumers.

 

Gold Bullion Oceanside California

Pawn Shopping in Oceanside were Bargains are to be Found!

Find great deals in Oceanside. Jewelers with great prices, located not far from downtown Oceanside. We have a full service jeweler providing all jewelry services in house by Award Winning Master Jeweler. We are also GIA certified.

 GEMS N' LOANS



Trade in your old, unwanted, or broken gold and platinum jewelry and save even more on anything you buy! We pay the highest prices in North County for your gold and platinum no matter its age or condition. Online and mail-in gold buyers have been identified as dishonest.

“North County’s largest public gold dealer” Your gold is evaluated, tested and weighed in your presence on scales certified by the County of San Diego. Don’t deal with the “fly by nights.”
Learn more!
 Sell gold and platinum at one of our 4 locations to a business that has been in town for over 20 years, has an A+ rating with the Better Business Bureau, has GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG) and Graduate Jewelers (GJ) on staff to assist you.

Gems N' Loans | Bargains | Pawn Shop | Oceanside California

Regardless of the reason, there will come a time in most of our lives when we are in need of fast cash, we may have to get a loan or sell something!

 

Do you need instant cash? We offer instant cash loans from $5 to $15,000 or more. No credit check-no hassles. When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at Gems N’ Loans, North County San Diego’s largest gold buyer and jewelry reseller for 22 years. 

 

Get amazing musical instruments for low prices!

I absolutely LOVE this store! The people are great and the prices even better! I used to make special trips to Oceanside from as far as La Mesa, for the service.