Monday, August 6, 2018

Better Than Payday Loans in Oceanside

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If you didn’t already know, unlike payday advances, pawning your valuables doesn’t require you have a good credit score. Most pawn shops in Oceanside only care about the value of the item to secure the loan. They need to see that you have a reliable source of income to ensure that you can buy back your item within the allotted time period.

Payday cash loans that go unpaid, go to collections and can sue you. This forces you to collect the debt you own anyway. This results in negative credit marks that can remain on your credit report for more than seven years at the least.

Should one decide to go for a paycheck advance, they get your loan based on how much your household earns per month. Some states even limit the amount of money you can borrow from lenders. Some of these can be as low as $300, which often won’t be enough to get you out of a pinch, an often times leaves the borrower playing catch up to pay the last loan never getting ahead.

Pawn brokers cans lend you money based on the value of the collateral item.
Gems N’ Loans offers interest rates as low as 2%. If you have a necklace worth at least $1,000, you can potentially get up to a $600 loan out of it.

Monday, July 30, 2018

The Most Useful Tools for Pawn Shops Oceanside

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How did a violin that was bought at a pawn shop for $50, end up being worth about 5,000 times that.

At a place similar to Gems N' Loans Oceanside, had no idea what they were buying when they paid for the Ferdinando Gagliano violin, which was handcrafted in 1759 and is worth $250,000. The store manager was quoted saying that the bows alone are worth $16,000 to $18,000.

According to the police in that area, they said the violin was stolen during a house break-in and has since been returned to its rightful owner, and the seller had no criminal record and they’re still investigating.

You never know what you arguing to find at a pawn shop. Pawn broker is interesting and often accumulates heirlooms and antiquities that are historic in value and conversation. Most pawn brokers are through and sure to vet the merchandise coming in to hurt stores, to ensure they aren't stolen.


Find out if you have a valuable treasure in your collection!

Monday, July 23, 2018

The Best Pawn Shop Bargains


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Are you wondering how a pawn loan works? If so, they are easy to obtain and understand. Pawn shops in Oceanside offer loans that are a quick and easy way to borrow money without a credit check or hassle.

Gems N' Loans are based on the value of your collateral, not your credit rating or pay schedule. Subject to individual state laws, a typical pawn loan may have a term length of 30 days plus a 30 day grace period.

If for some reason, you are unable to pay back your pawn loan in full, including any applicable grace period, we offer extensions/renewals to give you extra time. You may also choose to surrender your collateral as payment in full.

The best bargain in a pawn shops is obtaining quick capital to cover your needs.

Thursday, May 24, 2018

The Ultimate Cheat Sheet on Pawn Shop Oceanside

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A good rule of thumb when it comes to pawn shop and pawnbrokers is that they have to know how much they are able to sell something for before they know how much they can buy it for or loan against it. Pawnbroking is one of the oldest businesses in existence today. It’s been around for centuries and in all of that time, while the items pawned may have changed, the basics have pretty much stayed the same.

One of the next major things that pawn shops will do when determining how much they can pay someone for an item is when they bring it into their stores is look to see what similar used items are selling for on Amazon. Regardless, shopping at Gems N' Loans in Oceanside has been known to offer many bargains and a wide selection on Gold coins.

Learn more!


Friday, April 13, 2018

Pawn Shops and Bargains in Oceanside

 Journey Along the Coast for Deals!

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There are a variety of items you can find good deals on at pawn shops, including antiques and vintage valuables. Pawn shops in Oceanside sell deeply discounted electronics, fine jewelry, musical instruments and an array of collectibles or antiques that can net high prices in their respective niche markets.

This kind of diverse inventory has everything to do with a pawn shop’s business model. At Gems N’ Loans, their jewelry prices are normally about half of what you would pay retail and the quality is just as good. Some people may have an issue with buying “used” jewelry, but isn’t almost all jewelry “used” in some way, shape, or form? Diamonds are removed from one diamond ring and placed on another, where gold is melted and re-formed into new jewelry all the time.


Learn about our custom engagement rings!


Wednesday, March 7, 2018

Oceanside Pawn Shop For Jewelry

Pawn Shop or Jeweler for Your Engagement Diamond

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People often ask the question about whether shopping for a diamond at a pawn shop in Oceanside or with a jeweler is better. We have decided to write an answer to most of the questions often asked.


People might ask about buying a possible engagement ring in a pawn shop but don’t know what to look for. For example, they might ask how can I tell if its a good diamond and whether I can fix it up to look like its brand new, so my girlfriends won’t know I bought it in a pawn shop.


You will want to come prepared, so I recommend buying your own loupe if you are going to purchase from pawn shops.  It also provides the added benefit of making you look more experienced, which may deter the broker from trying to take advantage of you. However, at Gems N’ Loans Oceanside, the staff are friendly and have 25 plus years assisting in the very task and questions being presented in this story.


Most couples, when going to pawn shops, are looking for a ring that is either very simple or has beautiful old interlaced details. I encourage couples to look at the un-attractive rings for their diamonds. We have seen some horrendous old rings with nice diamonds in them.


Whatever you do, don’t ignore rings that aren’t so appealing, because they often have some of the best diamonds that can easily be incorporated into new design by the master jeweler, again being again more cost effective.


We were able to custom design a light airy ring to show it off. The whole family will be surprised at how pretty you ring will be after re-purposing the older ring that might have been in safety deposit box for years.


 

Thursday, November 9, 2017

Best Pawn Shops in Oceanside By Reviews

What Makes Gems N' Loans Oceanside Different?

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How to compare a pawn shop in Oceanside? Well, there is only one way to differentiate the service, jewelry, bargains, and help you will experience there.

Gems N' Loans Oceanside is a family owned organization  in business for over 25 years. Our employee owned and operated stores, lend a different experience to the pawn shop vibe. Their sense of ownership reflects in the service and the staff ability to negotiate.

If you are looking for a guitar, iPhone, or Star Wars Memorabilia, look no further! We have some of the most interesting deals around, including amazing prices on jewelry. Don't miss us Sunday November 19th for our Black Friday specials!

Learn more here!