Friday, May 17, 2019

Best Bad Credit Loans for 2019 in Oceanside

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You are probably wondering what a Bad Credit Personal Loan is? This type of cash loan is available to people with low or no credit. Borrowers normally get these types of personal loans to consolidate debt, or pay off unexpected expenses. Bad credit is based on a FICO scores ranging in the fair or very poor credit range.

Gems N' Loans in Oceanside has been remedying the need for fast cash lending through collateral loans. This is a less risky option, and bringing in an article of value for some cash is huge incentive for both parties. It is less risky in that it doesn't rely on next weeks paycheck stub or a stellar credit score to make it possible. The worse case scenario is losing the item which can be more likely replaced, unlike the nuisance of a revolving door situation of debt or a damaged credit score.

Friday, May 10, 2019

The Best Cash Advance in America

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The best cash advance in America could be construed as a bold statement. However, when you consider the the multitude of options, there definitely exists the potential to compare based the individual policies connected to borrowing money.

An example of one model is the payday loan. These are short-term loans based on the borrower filling out a personal check to be held for future deposit or on electronic access to their bank account. They write it for the amount borrowed plus the finance charge compatible to a annual interest (APR) of 400% or more.

Why is the collateral loan from a pawn shop in Oceanside the best? These types of methods only require that you bring in an article of value as a from of exchange for the fast cash. The interest rates are far lower at times 2%. These contract have been know to be more forgiving where the pawn broker will offer extensions. The worst case scenario is the borrower losing their article of value in the case of defaulting. Minding their paychecks or bank account remains untouched.

Learn more here!




Thursday, May 2, 2019

Trade Your Gems for a Payday Like Loan in Oceanside

http://gemsnloans.com/One of the most obvious problems with payday loans is their extremely high interest rates. Their fees can be anywhere from $10 to $30 per $100 borrowed, that which works out to an annual interest rate of 261% to 782% at times. The common misconception is that if you had a hard time raising say $300 in the first place, losing another $345 out of one paycheck leaves a big hole in the borrowers budget, forcing them to come back for another loan to cover the bills. Eventually, they can wind up entrapped in an ongoing cycle of debt.

Another alternative for cash loans would be to consult with a collateral lender like a pawn shop in Oceanside. Pawn customers pledge property as collateral, and in return are lent money. When customers pay back the loan, their merchandise is returned to them. Yes types of loans are made on everything from jewelry to electronics. If the customer elects not to redeem his or her collateral, there is no credit consequence to the borrower and the items are sold at a value price to retail consumers. 


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Thursday, April 25, 2019

The Best Payday Cash Loan Alternative

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Payday loans aren't the only options when seeking fast cash. Oceanside California residents can access local and regional resources, including financial assistance or small loans that may help pay the utilities or medical bills. The maximum amount you can borrow from a payday lender in California is $300, and a 15% fee is equivalent to an annual percentage rate of 460% for a two-week loan. This is something to keep in mind when in dire straits.

A safe and less understood option at times is the collateral loan business. For example, pawnshops can offer instant cash on your valuables. They accept almost anything of value, offering you interest rates as low as 2%. This type of loans only poses the slight risk of losing ones collateral should it be defaulted on. Most pawns shops like Gems N' Loans can offer contract extensions and have been known to be quite reasonable.

Pawnbrokers offer collateral-based loans secured by something like a gold ring, laptop, electronic item or designer hand bag no longer being used. You take in something you own, and if they are interested, they will offer you a loan.



Monday, April 22, 2019

A Better Cash Advance or Cash Loan

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Everyone finds themselves at some point playing catch up or need extra cash for a birthday present right?  Perhaps you need a new set of tires and can't afford them until payday. Without all of the hassle and commitment of a payday advance loan, the opportunity for collateral fast cash loan has always been there in the form of a pawn shop. 

Don't look all over Oceanside burning gas miles when Gems N' Loans offer interest rates as low 2%, that will not garnish your following paycheck should you not have the pay back money on time. The borrower simply stakes an article of value in exchange for the instant cash. This allows for the owner of the valuable to have the option to completely sell the items or take out collateral in exchange. 

Learn more here!

Monday, April 1, 2019

Payday Loans or Safe Collateral Loans

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When searching for a cash loan, Payday loans no matter how reasonable they might seem, are almost always nothing less than a financial mistake.

According to Pew Charitable Trusts, almost 12 million Americans take out payday loans every year, and the borrowers are frequently those least able to afford the astronomical interest rates.

These types of loans are small short-term loans backed by your paycheck. When you apply for a loan, you have to list your next two or three pay dates on the application. After getting approved, you write a postdated check for the loan amount plus interest and fees. This money will inevitable be deducted from your next payday, leaving you in the negative once again.

We recommend alternative loans for fast cash urgency. The collateral loans business can offer the security needed during trying financial times. Pawn shops in Oceanside have been serving customers for over 25 years in this capacity. While everyone needs to survive, Gems N' Loans offers interest rates as low as 2%. The only commitment on your part, is that you bring in an article of value in exchange for the loan.

Monday, February 25, 2019

Get An In Store Cash Advance Oceanside


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Fast cash is available in amounts from $50 to $1,000, depending on the state in which you live. Gems N' Loans offers cash advances that take as little as 15 minutes to approve. This is accomplished when the borrower brings an article of value in exchange as collateral for the loan.

By pledging property as collateral, the pawnbrokers can lend the money. When customers pay back their loans, their merchandise is returned to them. Pawn loans are made on everything from jewelry to electronics. However, if the customer decides not to redeem Their collateral, they don't suffer any credit consequences, allowing for the borrower to avoid any rabbit holes that could wind up costing more than the initial loan.

This type of cash loan offers the consumer a quick, convenient  way to borrow money. This type of short-term monetary compensation can be met with no credit check or legal consequences should the loan not be repaid.