People with damaged or limited credit sometimes find themselves in a desperate search for a no credit loan. However, there are only two types of loans that require absolutely no credit check. For example, loans from family and friends and pawn shop loans. All other loans, including payday loans, require some type of credit check.
Payday lenders often boast that they offer no credit loans, but that is a half-truth at best. And the lax credit standards they do apply contribute to the high default rate of payday loans. Gems N' Loans in Oceanside are offering a no credit loan with a 90 day re-payment option. Getting fast cash from pawn shops the interest rates can be as low as 2%.