When you plant a tree, add water and sunshine, and wait some years, a bigger tree that can possibly grow fruit will produce a certain amount of fruit yearly. All you have to do is walk up to the tree and pick the fruit off its branches. It's easy to do, you can gather as many as you need, and it tastes great too.
However, unlike fruit on trees, money is something that is not always so easy to come by. If you run out, you can't simply take a trip to the tree in your backyard and gather cash from it, as if it were fruit. In fact, to earn money, one has to work hard at their job, and even when one has money, they have to be careful about where they spend it because it's a limited resource. Thus this phrase is used to remind people, especially kids, that money is a finite resource and is not easy to come by, therefore, it doesn’t grow on trees. The term traces back to the late 1800’s.
This not to say that cash loans in Oceanside are dependent upon farming yields or coconuts falling from above. The idea that collateral loan can provide the necessary capital when in a bind. Pawn shops also have some of the lowest interest rates and more flexible than payday advance shops.
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